Legal

Privacy Policy

Last updated 17 October 2026Effective 17 October 2026Stoxswipe LLC, Wisconsin
The short version

Your brokerage login never reaches our servers, and we never hold your money. We collect what the app needs to run: who you are, what you save, what your connected accounts hold and are worth, and who you have chosen to connect with. We do not sell your data, we do not share it with advertisers, we do not track you across other apps or websites, and there is no advertising SDK in Stoxswipe. You can delete your account, and everything in it, yourself, in two taps, at any time.

01

Who this covers

This policy explains what Stoxswipe LLC, a Wisconsin limited liability company, does with your information when you use the Stoxswipe mobile app and the website at stoxswipe.app.

It does not cover your brokerage. When you sign in to your broker, or when you place an order, your broker handles your information under its own privacy policy, which you should read. The same is true of Apple, and of any website the app opens for you.

02

What we collect

Everything below, and nothing else. This is the complete list.

A. Things you give us

  1. An anonymous account, created on first launch. Before you sign up, the app creates an account for you identified only by a random ID, so your watchlist works before you have decided whether to make an account. It holds only what you do before signing up, such as your watchlist. When you sign in with Apple or with email, what it holds moves to your account.
  2. Your email address and password, if you sign up with email. Your password is stored only as a cryptographic hash, which cannot be reversed into your password.
  3. Your Apple ID sign-in, if you use Sign in with Apple. Apple sends us a token identifying you, your name, and either your email address or Apple's private relay address, depending on what you chose to share. If you chose to hide your email, we never see your real one.
  4. Your username, which you choose, and which other people can see.
  5. Your display name, taken from what Apple sent us when you signed in.
  6. Your profile photo, if you add one, from your camera or your photo library.
  7. Your age confirmation. You confirm you are 18 or older, during setup or before your first order, and when you do we save that you confirmed it, and when, to your account, because sending orders from the app is only for people 18 or older. If you answer that you are younger, your phone remembers that answer so setup cannot simply be repeated, and nothing about it is sent to us. We do not ask for or store your date of birth or your age.
  8. Messages: direct messages you send to people you are connected with, and messages you post in a group you have joined.
  9. Reports and blocks you make, including a copy of the reported message, so we can review it after it has been deleted.
  10. Anything you email us, at the address at the bottom of this page.

B. Things the app records as you use it

  1. Companies you save to your watchlist, with the company name, its sector, and the price at the moment you saved it.
  2. How many cards you have swiped today. A daily count only. Our database keeps no history of which companies you swiped past; the usage events in Section 8 do include them, and you can turn those off.
  3. Orders you place through the app: the ticker, whether it was a buy or a sell, the number of shares, the time, and the order record your broker returns. When you place an order on your broker's own page inside the app and your broker confirms it, we record the ticker, the side, the number of shares and the broker's name.
  4. What your connected accounts hold. Each time your holdings are read (when you open Portfolio, and once a day after the market closes) we save that read: every position's ticker, name, number of shares, average cost and price, and each account's name, total value, cash and buying power. The newest read replaces the last one. We keep it so Portfolio opens instantly, so your friends see your holdings if you choose to share them (Section 9), and so The Close can be written.
  5. Your account value over time. A periodic snapshot of what your connected accounts are worth, what your holdings are worth, and what you paid for them in total, so the app can draw your real portfolio history and work out a percentage return.
  6. The Close, if you open it: each day's page, which includes your portfolio value and each holding's dollar and percentage move that day, and whether you opened it.
  7. Your conversations with Rom, the in-app assistant: what you ask and what he answers, kept for 30 days.
  8. A push notification token, if you allow Stoxswipe to send you notifications. It is tied to whoever is signed in on the phone, and The Close's daily notification goes to it only if you ask The Close to notify you. That notification carries no figures.
  9. Per-company totals. How many people bought a company today includes you. How many people are watching a company includes your saves only if you choose All in (Section 9). A total never identifies who is in it, and it is only shown once at least three people are.
  10. Usage events, described in Section 8.
  11. Basic technical information that comes with any internet request: your IP address, your device type and operating system version, and the app version. We use these to run and secure the Service. Our hosting provider's request logs also record the approximate location your IP address points to (city, region, postal code and time zone) with each request and your account ID; we do not use it, and it is deleted with those logs (Section 10).

C. Things we receive from your brokerage

Only if you connect a brokerage: your positions, balances and orders, as described above. Section 5 explains this in full.

03

What we never collect

The short list

This section exists because it is as important as the one above.

  1. Your brokerage username and password. We never ask for them in a Stoxswipe form, and they never reach our servers or our database. See Section 5.
  2. Your Social Security number, government ID, or date of birth. We never ask.
  3. Your bank account or card number. Payments, if any, go through Apple. We never see a card.
  4. Your precise location. The app never requests location permission and has no location code in it. (Our hosting provider's logs keep an approximate location from your IP address for a short time, as Section 2 explains.)
  5. Your contacts. The app never requests contacts permission. You add friends by typing a username.
  6. Your advertising identifier (IDFA). The app does not request App Tracking Transparency permission because it has nothing to track you with.
  7. Your activity in other apps or on other websites. There is no advertising SDK, no attribution SDK, no social media SDK and no tracking pixel in Stoxswipe.
  8. A record of your browsing inside your broker's website. See Section 5.

We do not sell your personal information, and we do not share it for cross-context behavioural advertising. We have never done either and we do not have a business model that depends on it.

04

How we use it

We use your information only for these purposes.

  1. To run the app: sign you in, keep your watchlist, show your portfolio, transmit an order you asked us to transmit, deliver your messages, write your daily Close, let Rom answer you, and send the notifications you asked for.
  2. To keep it safe: detect abuse, enforce rate limits, review reports, and act on them.
  3. To support you: answer the email you sent us.
  4. To improve it: understand, in aggregate, which parts of the app people use and where they get stuck. Section 8.
  5. To comply with the law, and to establish, exercise or defend legal claims.

We do not use your information to choose or to order what appears in the Discover feed. The order takes no input from your profile, your holdings, your watchlist, your past swipes or your friends. The interest topics you pick during setup or in Explore are stored only on your device. To show an interest's companies, the app asks our server for their prices, as it does for any company.

The one thing on a card that comes from other people is the friend activity ribbon, which can show that a friend of yours is watching a company, or bought or sold it. It never shows amounts or prices, it only ever shows people you are connected with, and it only includes someone who chose to share their holdings (Section 9). It does not change which companies you see or the order they appear in.

We do not use your data, your messages, or your content to train machine learning models, and the AI provider that writes The Close and powers Rom may not use it to train theirs (Section 7).

05

Your brokerage connection, in detail

Read this one

This is the part people care about most, so here is exactly how it works.

You sign in on your broker's own page. Depending on the brokerage, you sign in either through SnapTrade, our brokerage connectivity provider, or on your broker's own website, opened inside the app. Either way, you type your credentials into your broker's page or SnapTrade's page, never into a Stoxswipe form.

We do not collect your credentials. No code in Stoxswipe reads what you type into a username, password, passcode or two-factor field, and no field in our database is designed to hold one. On a sign-in page the app ticks your broker's own "remember me", "remember my username" or "trust this device" box, unless you have already changed it, so you are not asked to sign in every time. Where the app helps with an order, it may open your broker's order screen, clear an unsent order left there from last time, and fill in the ticker, the order type, and on the brokers it knows, the amount and the side. It never presses your broker's submit button.

Your broker's session stays on your phone. When you sign in to your broker inside the app, your broker sets a session cookie, exactly as it would in Safari. That cookie is stored on your device only, inside the Stoxswipe app's own storage. It is never sent to us and it never leaves your phone. We keep it so you do not have to sign in to your broker every single time you want to buy something. Your broker expires it on its own schedule, which we cannot change. Deleting the app removes it. Signing out of Stoxswipe or deleting your Stoxswipe account does not sign you out of your broker inside the app; to end that session sooner, sign out on your broker's page or delete the app.

What we hold, and what SnapTrade holds. For brokerages connected through SnapTrade, SnapTrade holds the authorisation to your account. All we keep is an identifier for you at SnapTrade and a secret that lets our server talk to SnapTrade on your behalf. That secret is encrypted with AES-256-GCM, and the encryption key is held outside the database, in our server environment, so a copy of the database on its own cannot be used to reach anyone's brokerage. SnapTrade's own privacy policy governs what SnapTrade does with your information.

Your holdings. When you open the Portfolio screen, and once a day after the close, we ask your broker, through SnapTrade, what you hold, show it to you, and save that read on our servers: each position, and each account's name, value, cash and buying power (Section 2). We never store your account numbers. For Fidelity, the app can also read your positions and balances from Fidelity's own page. After you have signed in to Fidelity inside the app, it may load a Fidelity page out of sight for up to 8 hours, at most every 10 minutes, to keep them current. That read stays on your phone and is not sent to us. We can only show what your brokerage reports through that connection. Where a brokerage does not report stock positions to us, those positions do not appear in the app and are not counted in your total, and the Portfolio screen says so.

We do not watch you inside your broker's site. The app reads a broker's page only to fill in your order, to see your broker confirm it, and for Fidelity to read your positions. It does not record which pages you visit. From your broker's pages exactly one thing reaches our servers: when your broker confirms an order you placed there, the ticker, the side, the number of shares and the broker's name. The version of Stoxswipe on the App Store contains no diagnostic logging of your brokerage session at all.

Disconnecting. Remove a brokerage at any time from Portfolio → Manage connections. That revokes our authorisation at SnapTrade. It does not close your brokerage account, which only your broker can do.

06

Financial information gets special treatment

Several US state privacy laws treat financial account information as sensitive, and we treat it that way regardless of where you live.

The financial information we hold: the latest read of your connected accounts (each position's ticker, name, share count, average cost and price, and each account's name, value, cash and buying power); the status of each brokerage connection; the account chosen and its buying power when you start an order, kept for a day; running totals of what your accounts are worth over time; your daily Close pages, with each holding's dollar and percentage move; the ticker, side and share count of orders you placed through the app or on your broker's page inside it; the order result your broker returns; and the companies on your watchlist, with the price when you saved each one. That is all of it. We never store your brokerage account numbers.

We use sensitive personal information only to provide the Service you asked for, to secure it, and to comply with the law. We do not use or disclose it to infer characteristics about you, we do not use it for advertising or profiling, and we do not sell or share it. Under the California Consumer Privacy Act, that means we do not use sensitive personal information for any purpose beyond those permitted without an opportunity to limit it, and there is nothing for you to limit. You can delete all of it at any time, in two taps, under Section 11.

07

Who we share it with

We share your information with the companies below, and with nobody else. The first group are our service providers, which process it for us under their terms. The rest receive a little, under their own policies, and each entry says exactly what. None of them is an advertiser.

  1. Supabase hosts our database, our authentication, our file storage and our servers, in the United States. Everything we store is stored there.
  2. SnapTrade connects your brokerage account and transmits orders. It receives an identifier for you and your order instructions. It never receives your email address.
  3. PostHog receives the usage events described in Section 8, in the United States.
  4. Anthropic provides the AI model that writes The Close and powers Rom. For The Close it receives your portfolio value and its change that day, the day's index moves, each holding's ticker, name, closing price and dollar and percentage move that day, the names of companies you bought or sold that day (no amounts), and the day's market news for those companies. For Rom it receives your question, your recent conversation, which screen you are on, whether a brokerage is connected and whether an order just failed; when relevant, your positions with their share counts, value, average cost, gain or loss, the name of the account that holds them and the date you first bought them through Stoxswipe; the total value, cost and gain or loss of everything you hold; your watchlist with the price when you saved each company; that day's Close page; how many of your friends bought, sold or are watching a company (never their names); and how many Stoxswipe users bought, sold or saved it. These features never send Anthropic your name, email, username or account ID, and under Anthropic's commercial terms it may not train its models on that data. We also use Anthropic's AI tools to build and maintain Stoxswipe; when we do, they can access production data, including names, usernames and email addresses.
  5. RevenueCat manages subscriptions bought through Apple. It receives your random account ID and your purchase records from Apple, never your name or email.
  6. Expo delivers push notifications, through Apple, and delivers app updates. For a notification it receives your device's push token and the notification text; a Close notification says only that your Close is ready, with no dollar amount, percentage or holding in it. When the app checks for an update, Expo receives your device's IP address and app version.
  7. Google hosts the email inbox at the bottom of this page, so it holds any email you send us, and serves the fonts on stoxswipe.app, so it receives your IP address when you visit the website.
  8. Netlify hosts the stoxswipe.app website, receives your IP address when you visit it, and stores what you submit through the waitlist or contact form there: your email address, and for the contact form your name and message.
  9. Apple operates the App Store, Sign in with Apple, push notifications and subscription billing. Apple's own privacy policy applies to what Apple does.
  10. Logo.dev serves the company and brokerage logos you see in the app. Because your device loads each image directly, Logo.dev receives the ticker symbol of the logo being loaded, or the website address of the company whose logo is shown, and your device's IP address. The website loads logos the same way. It does not receive your name, your email, or any account identifier.
  11. Finnhub, Twelve Data and Financial Modeling Prep provide market data, and Nasdaq Data Link, OpenFIGI, the SEC's EDGAR system and ARK Invest provide the public filings and fund data behind Pulses. Our server asks them and passes the answer to you, so they receive only a ticker symbol and our server's address, and never learn who asked. One exception: news links are Finnhub addresses that forward to the publisher, so when the app previews or opens a story, your device contacts Finnhub.
  12. News publishers and their image hosts. When the app shows a news headline, your device loads the article's page directly from its publisher, in the background, to find its picture, and then loads that picture. That website therefore sees your device's IP address, as it would if you had opened the article in a browser. It receives no account identifier and nothing about you. We do not choose those hosts and we have no agreement with them, which is why we are telling you rather than leaving it out.

We also disclose information when the law requires it, in response to a valid legal process, to protect the rights, property or safety of Stoxswipe, our users or the public, and to our professional advisers under a duty of confidentiality. If Stoxswipe is ever acquired or merged, your information may transfer as part of that transaction, and we will tell you before it does, and before any new privacy policy applies to it.

08

Analytics, and how to turn it off

You can opt out

We use PostHog to understand how the app is used, so we can fix what is broken and improve what is not. We are telling you exactly what it receives, because most apps do not.

What is sent: an account identifier (a random internal ID, never your email or your name), the app version, a timestamp, and one of a fixed list of events. Those events are: opening the app, signing in or up, waiting for an email confirmation, moving through the setup screens and finishing setup, viewing a card, saving or passing on a company, seeing or tapping the Buy pill, confirming a buy or a sell, an order succeeding or failing, connecting a brokerage, seeing that your brokerage is not supported yet, and asking to be told when it is. Some carry the ticker symbol, its sector, the number of shares, the name of the brokerage, whether the company was already on your watchlist, which of the two order paths was used, whether an order was a repeat of one already sent, an error code or a reason when something fails, or the setup screen's number and name and how many you saw. When you sign in, one event links the random pre-login ID to your account ID, so a single person is not counted as two. PostHog also receives your IP address, as any web service does; the app tells PostHog not to turn it into a location.

What is never sent: your name, your email, your username, your message contents, your account balance, any dollar amount, your account numbers, any credential, and anything you typed.

Turning it off. Go to Settings → Privacy → Usage analytics and switch it off. The app works identically with it off, and nothing further is sent. Turning it off does not delete events already collected. To have those deleted too, email us.

We do not use PostHog session recording, autocapture, heatmaps, or any device fingerprinting.

Crash diagnostics. When the app hits an error it records what went wrong and sends it to us, because otherwise a crash on your phone is invisible to us and never gets fixed. What is sent: the error text and the place in our code it came from, how many times it repeated, the app version, your device platform and OS version, and a random identifier for this installation. The report itself carries no account identifier. Like every request to our servers, the upload is briefly recorded in our server logs with your account ID, for up to 30 days (Section 10). Reinstalling the app replaces that identifier. Before a report leaves your phone the app tries to strip credentials, dollar amounts and account numbers out of the error text. Crash reports go only to our own database, hosted by Supabase. We do not use Sentry, Crashlytics, Bugsnag or Firebase.

09

What other people can see

Stoxswipe has no public feed. There is no way for a stranger to browse users. Only people you have accepted as friends can send you a direct message. In a group, which a friend can invite you to, everyone who has joined can message the group and see each other, including members who are not your friends. Removing a friend stops them sending you anything further, but it does not delete the conversation you already had, and they keep their copy of it. To remove their access to the conversation as well, block them: blocking hides the thread on both sides immediately.

  1. Your username: once you join Friends, people who are signed in can find you by typing the beginning of your username. Search shows up to eight matching usernames with their display names and photos, and it is rate limited. Anyone signed in who types your exact username can find you and send a request, even if you have left Friends. There is no feed of users and no "people you may know".
  2. Your display name and profile photo are visible to people you are connected with, to members of groups you join or have been invited to (an invitation shows you to the group for 14 days, even before you accept), and in search results. Your profile photo is stored at a public web address, so it is visible to anyone who has the link. The address is made from a random account number, never your name, email or username, and the photo store cannot be browsed or listed.
  3. Your percentage return and your rank, and how your return changed over time, are visible to people you have accepted as friends, and to members of any group you join, on that group's ranking. Dollar amounts, balances and position sizes are never shown to anyone, ever. Removing a friend, or leaving a group, removes their view of it.
  4. What people can see: you choose one of three settings in Friends, and Friends is the default. On Friends, your friends and the groups you join see your percentage return and rank, and nothing about what you hold or trade. Global adds your percentage return and rank to the global ranking once it opens. On All in, your holdings also go to the global ranking once it opens, and your friends can also see what you hold, as an all time percentage per holding with no amounts, that you are watching a company or bought or sold one, shown as your name on that company's card; an Activity list of your buys and sells from the last 90 days showing when each happened; and, on your profile, the companies you traded in the last 90 days. None of it ever includes an amount or a price. On Friends and Global, no other user sees your name attached to what you hold, watch or trade. One anonymous total still includes you whatever you choose: how many people bought a company today. Your saves count toward the "watching" total only on All in. Totals are shown only once at least three people are in them, and never carry your name, your amount, or your timing.
  5. Your messages are visible to the one person you sent them to, or in a group to everyone in it. They are not end-to-end encrypted, which means we can technically access them, and we access them only when a report requires it or the law requires it. Every message is checked automatically against a list of slurs and threats before it is sent.

Blocking someone is immediate, works in both directions, ends the friendship, and hides the conversation from both sides. The person you blocked is never told.

10

How long we keep it

  1. Your account, watchlist, holdings, portfolio history, The Close pages, order records, friends, groups and messages: for as long as your account exists, and some sooner (direct messages up to 2 years, order history up to 13 months). Delete your account and they go, immediately.
  2. Your conversations with Rom: 30 days.
  3. Crash diagnostics: 90 days.
  4. Reports you make or that are made about you: up to 2 years after we resolve them, so we can recognise a repeat offender. This includes the copy of a reported message.
  5. Security and rate-limiting records: up to 90 days.
  6. Our own server logs: up to 30 days, then deleted automatically. The providers in Section 7 keep their own logs under their own policies.
  7. Analytics events: for as long as our analytics provider's retention setting keeps them.
  8. Email you send us: up to 2 years.
  9. Waitlist and contact form submissions on the website: until you ask us to delete them, and no longer than 2 years.
  10. Anything the law requires us to keep: for as long as it requires, and no longer.

When Rom declines a question, answers around it, or stops himself part way through a sentence, we keep a record of that turn, which may include the message you sent and the sentence he was stopped from saying, so that we can tell whether his limits are working. When you reach a usage limit, the record does not include your message. Every other turn also leaves a short record with no text of what you typed, such as the kind of question, the stock, the conversation it belongs to, how long the answer was and how long it took, and any sentence Rom left out of his answer. These records are tied to your account, kept for 30 days, and deleted when you delete your account.

Market data, prices and company information are not personal information and are kept on a schedule of their own.

11

Deleting your account, and everything in it

Two taps

Go to Settings → Delete account and confirm. It happens immediately, from inside the app, with no email to send and nobody to ask.

What is deleted: your login and authentication records, your profile, your username, your display name, your profile photo, your watchlist, your swipe counts, your saved holdings, your portfolio value history, your Close pages, your conversations with Rom, your push tokens, your order records, your friendships, your group memberships and group messages, your blocks, your messages, and every internal record keyed to your account. Your analytics events at PostHog are not keyed to your name or email; to have them deleted as well, email us and we will delete them. Your brokerage authorisation is revoked at SnapTrade and your SnapTrade registration is deleted.

Your messages go too. Deleting your account removes the messages you sent from the other person's conversation as well as from yours, and removes the conversation itself. We mention it because most apps do not work that way and you should know before you press it.

What is not deleted, and why: a report made about you is kept, with your account details removed, under the schedule in Section 10. If it were deleted with the account, anyone removed for abuse could erase the record by deleting and signing up again. Reports you made are kept without your name for up to 2 years, so we can act on repeat abuse. A group you created stays for its other members, without your name on it. If you held a founding member spot, its number stays used. RevenueCat keeps your purchase history under your random account ID; email us to have it deleted. Your broker's own session inside the app stays on your phone until you sign out on your broker's page or delete the app (Section 5). Anything the law requires us to retain is retained.

It cannot be undone, and we cannot recover a deleted account. If you would like a copy of your data, ask for it before you delete.

What deletion does not do: it does not close your brokerage account, which only your broker can do, and it does not cancel an App Store subscription, which you cancel in your Apple ID settings.

12

Your rights and choices

Everyone, wherever you live, has these rights with us. We do not restrict them by state, because it would be strange to.

  1. Know what personal information we hold about you, where it came from, why we have it, and who we shared it with.
  2. Get a copy of it, in a portable format.
  3. Correct anything inaccurate.
  4. Delete it. Do it yourself in the app under Section 11, or email us.
  5. Opt out of analytics, in Settings, under Section 8.
  6. Not be discriminated against for exercising any of these. We will never degrade the Service, charge you more, or treat you differently because you asked.

To exercise a right, email imri@stoxswipe.app. We will acknowledge within 10 days and respond within 45 days, and we will tell you if we need a further 45 days. We verify a request by confirming you control the email address on the account. An authorised agent may act for you with your written permission.

California. We do not sell personal information and we do not share it for cross-context behavioural advertising, as those terms are defined by the CCPA as amended by the CPRA. We have not done so in the preceding 12 months, including for anyone under 16. There is therefore no "Do Not Sell or Share My Personal Information" link, because there is nothing to opt out of. We collect the categories of personal information listed in Section 2, for the purposes in Section 4, and disclose them for a business purpose to the service providers in Section 7. You may also designate an authorised agent.

Other states. Residents of Colorado, Connecticut, Virginia, Utah, Texas, Oregon, Montana and other states with comprehensive privacy laws have equivalent rights, and the same email address serves them. If we ever deny a request, we will tell you why and how to appeal, and you may contact your state Attorney General.

We do not process personal information for targeted advertising, for the sale of personal information, or for profiling that produces a legal or similarly significant effect. None of those things happens here.

13

How we protect it

  1. Encrypted in transit and at rest. Every connection uses TLS. The database is encrypted at rest.
  2. Your data is separated from everyone else's by row-level security enforced by the database itself. Anything a friend is allowed to see about you goes through a small number of purpose-built database procedures that check the friendship and your sharing setting before returning anything, rather than through the app. Profile photos are the one exception: they are served from a public address, so treat a profile photo as public.
  3. Your SnapTrade secret is encrypted separately with AES-256-GCM, and the key lives outside the database, so a copy of the database alone cannot be used to reach anyone's brokerage.
  4. Two steps to sign in, and a check before every order. If you sign in with Apple, Apple's own two-factor sign-in protects your account. If you sign in with email and a password, we also ask for a 6 digit code from an authenticator app (such as Apple Passwords or Google Authenticator) each time you sign in. Our servers refuse brokerage access and orders to a session that has not entered it. Before every buy or sell, the app asks for Face ID, Touch ID or your phone's passcode. That check happens entirely on your phone through iOS: we never receive, store or see your face data or fingerprint, only whether iOS said yes.
  5. Your sign-in token is stored in the iOS Keychain on your device, readable by the app once your phone has been unlocked after it starts. In the rare case the Keychain is unavailable, it is kept in the app's own storage instead.
  6. Market data keys are never in the app. The keys for our market data providers live on our servers, which is why your device never contacts those providers directly. Four keys ship inside the app: one each for the logo service, analytics, subscriptions and our own database. All four are publishable keys designed to be public. The database key cannot read anything on its own: every request it makes is still checked against the security rules described above, so it can only ever return the data you are already allowed to see.
  7. Access is minimal. Production data can be reached only by the founder and the AI development tools he directs, which run under his account.

No system is perfectly secure, and we will not pretend otherwise. If a breach affects your information, we will notify you and the relevant authorities as the law requires, and we will tell you what happened and what to do. If you find a vulnerability, please tell us at imri@stoxswipe.app; the Support page explains our disclosure practice.

14

Children

Stoxswipe is for adults. The Service is not directed to children, is not intended for anyone under 18, and is rated accordingly on the App Store. We do not knowingly collect personal information from anyone under 18, and we have no features designed to appeal to children.

Because we do not knowingly collect information from anyone under 13, the Children's Online Privacy Protection Act does not apply to our practices. If we learn that we have information from a child under 13, we delete it immediately.

If you are a parent or guardian and you believe a child has created an account, email imri@stoxswipe.app. We will delete the account and its data and confirm to you when it is done.

15

Where we operate

Stoxswipe is offered only in the United States, to United States residents. Our database, storage and servers are hosted in the United States. Some of the providers in Section 7 may process information in other countries under their own safeguards.

We do not offer the Service in the European Economic Area, the United Kingdom, or Switzerland, and we do not target users there. If you access the Service from outside the United States, you do so on your own initiative and your information will be processed in the United States, under United States law.

16

Changes to this policy

We will update this policy when what we do changes. The "Last updated" date at the top always reflects the current version.

If a change materially affects how we handle information we already hold about you, we will tell you before it takes effect, in the app or by email, and where the law requires your consent we will ask for it. We will not apply a new policy retroactively to information we collected under an older one without telling you.

17

Contact

Stoxswipe LLC
Wisconsin, United States
imri@stoxswipe.app

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